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Recession? What Recession?
April 25th, 2012Today’s news that the UK has crept back into recession should be no surprise to anyone who has kep[...]
Budget 2012 – Key Points
April 5th, 2012When George Osborne delivered his Budget to Parliament recently, he made it clear that the overall a[...]
Know your Rights!
March 22nd, 2012From April 2012, Contracting Out will be abolished under a defined contribution pension plan. Wha[...]
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Author Archives: admin
Recession? What Recession?
Today’s news that the UK has crept back into recession should be no surprise to anyone who has kept reasonably well informed about developing events connected to the global economic crisis. A technical recession is triggered after two quarters of … Continue reading
Posted in 2012, Financial Planning, Investment, Markets
Tagged Financial Planning, Fund Managers, Investment, Markets, Pensions
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Budget 2012 – Key Points
When George Osborne delivered his Budget to Parliament recently, he made it clear that the overall aim was to reward work and support growth. To achieve this, several measures were introduced that may affect you, which are outlined below: PENSIONS … Continue reading
Posted in 2012, Budget, Financial Planning, Tax Planning
Tagged Budget, Financial Planning, New Tax Year, Tax Mitigation, Tax Planning, Tax Reliefs, Tax Year End
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Know your Rights!
From April 2012, Contracting Out will be abolished under a defined contribution pension plan. What is Contracting Out? It is where you opt out of the State Second Pension (S2P) previously known as State Earnings Related Pension Scheme (SERPS) and … Continue reading
Posted in 2012, Financial Planning, Pensions
Tagged Financial Planning, Pensions, Tax Year End
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Why has the Income from my Income Drawdown Contract Reduced?
Income Drawdown (also known as an unsecured pension) allows you to take income from your pension fund while the fund remains invested and continues to benefit from any fund growth. There is no minimum amount of income that must be … Continue reading
Posted in 2012, Financial Planning, Pensions
Tagged Budget, Financial Planning, Pensions, State Pension, Tax Planning
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How’s your Ostrich?
You know the time, when you would rather be doing anything else than attending to those boring financial matters. It’s normal to have a ‘head in the sand’ over matters financial. We all experience this to a lesser or greater … Continue reading
Posted in 2012, Budget, Financial Planning, Investment, Pensions, Tax Planning
Tagged Budget, Financial Planning, New Tax Year, Tax Mitigation, Tax Reliefs, Tax Year End
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Snowdropamania
Well what can I say when I read a certain news item recently. ‘A collector paid £360 on eBay for a single type of Snowdrop bulb’ The Snowdrop collecting fashion has taken off. Pardon?!! This sounds very familiar, was it … Continue reading
Posted in 2012, Financial Planning, Investment, Markets
Tagged Financial Planning, History, Investment, Markets
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Financial Planning Myths – Only wealthy people need a Financial Planner
This is a common misconception among those people who do not consider themselves wealthy. Sadly, this assumption could lead to a lack in planning a better future for themselves under the supposition that only wealthy people need a financial planner. … Continue reading
Financial Planning Myths – Pensions are Rubbish
When speaking with new clients for the first time, I sometimes hear them say something like ‘Pensions are rubbish’ or similar. This can be an indication as to what level of knowledge that particular client may have with regards to … Continue reading
Posted in 2012, Financial Planning, Financial Planning Myths, Investment, Pensions
Tagged Financial Planning, Fund Managers, Investment, Markets, Pensions
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15th February 1971
Being of a certain age, your writer notes that the 40th anniversary of decimalisation in the UK has passed by without a murmur, no great fanfare, no memorials, just a forgotten memory – for some of us. In recent years … Continue reading
The Good, the Bad and the Eurozone
Have our elected representatives across the developed economies dealt with the credit crisis? Recent market activity would suggest that they have not and have simply delayed the further action that will be required in order to bring some stability to … Continue reading
Posted in 2011, Finance, Financial Planning, Investment, Markets
Tagged Financial Planning, Investment, Markets
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