Category Archives: 2011

15th February 1971

Being of a certain age, your writer notes that the 40th anniversary of decimalisation in the UK has passed by without a murmur, no great fanfare, no memorials, just a forgotten memory – for some of us. In recent years … Continue reading

Posted in 2011, Finance | Tagged , | 2 Comments

The Good, the Bad and the Eurozone

Have our elected representatives across the developed economies dealt with the credit crisis? Recent market activity would suggest that they have not and have simply delayed the further action that will be required in order to bring some stability to … Continue reading

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What did the Normans ever do for us – Derivatives?

To start with, a very nice 21st century definition: A derivative is a contract between two parties that specifies conditions—in particular, dates and the resulting values of the underlying variables—under which payments are to be made between the parties. We … Continue reading

Posted in 2011, Financial Planning, Investment, Markets | Tagged , | 1 Comment

Greece on the slippery road

We are now 3 years into the economic recovery and unfortunately employment growth remains subdued. As Governments, companies and consumers continue to repay their borrowing (deleverage) in addition to spending cuts like those seen in the UK with slow consumer … Continue reading

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Working Together – Accountants and Financial Planners

In this blog post, we explore how Accountants and Financial Planners, whilst not undertaking the same roles, can help you achieve your financial objectives and goals. If you were asked which one word relates to Accountancy, I should think that … Continue reading

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The South Sea Bubble

‘What goes up must come down’. We all remember from our school days Sir Isaac Newton for his famous law of gravity and the picture of the apple falling on his head. Sir Isaac Newton was a genius mathematician who … Continue reading

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The Rollercoaster of Investor Emotions

If stock-market investment could ever truly be likened to a rollercoaster ride it would be now as we have recently experienced sharp falls and rises in global stock-markets largely due to investor sentiment as the potential impact of the deepening … Continue reading

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It is not time to panic

Why are global stock markets falling? There is a general realisation that lifting the US debt ceiling or striking a deal on Greek debt will not solve the underlying problem facing the world economy. Governments, companies and individuals in developed … Continue reading

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Calling all Professionals

Our regular blog update takes a different turn this week as we talk about the professionals that we are able to work with and can help to deliver a first class service to their clients. With the implementation of the … Continue reading

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State Pension Deferral

When advising clients, we are often asked how state pension deferral works. Whilst the state pension is a complex area, we have provided our interpretation of the current rules surrounding this. Under current legislation, the State Pension does not have … Continue reading

Posted in 2011, Financial Planning, Pensions | Tagged , , | 1 Comment