Pensions – no news is good news Its business as usual for pension saving as the Chancellor confirmed there will be no imminent changes to pension tax relief. The introduction of the new Lifetime ISA (LISA) saving vehicle from April 2017 adds another complementary option to the saving landscape. Other pension news Salary sacrifice is
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There have been several significant changes over the last couple of years and therefore some important actions are required before the end of current tax year as well as a number of planning opportunities that will take effect from 6th April 2016. To help you plan; under the various headings below, we have listed just
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By 2020/21 families could escape IHT on up to £1,000,000 of their wealth. Each parent will have a nil rate band of £325,000 plus a RNRB of up to £175,000. The new IHT Residence Nil Rate Band (RNRB) will be introduced in April 2017. It is in addition to an individual’s own nil rate band
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With over 90 years of combined experience of financial planning & investing, we consider that it is very difficult and most likely impossible to predict when is the best time to enter or exit the market. The speed at which markets react to news means stock prices have already absorbed the impact of new developments.
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Key considerations for investors: Interest Rates have been so low for so long now although the US Federal Reserve has made the first move by raising rates in December 2016. When will be the next increase? Whilst it is intimated that the UK is someway off the US rises, it could be sooner if the
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