We have all had our chance to vote and have judged the benefits of an independent life outside the EU to be worth the costs of leaving it. In spite of the more emotional appeals to the contrary, this is not a disaster. The UK will certainly suffer an economic impact as businesses consider their
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How has the Brexit uncertainty affected the UK market? Although the EU referendum is dominating headlines in the UK, not all stock market movements are a result of the forthcoming vote. There are also a lot of global factors affecting ours and international markets. The year started with extreme pessimism about Chinese and global growth
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Pensions – no news is good news Its business as usual for pension saving as the Chancellor confirmed there will be no imminent changes to pension tax relief. The introduction of the new Lifetime ISA (LISA) saving vehicle from April 2017 adds another complementary option to the saving landscape. Other pension news Salary sacrifice is
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There have been several significant changes over the last couple of years and therefore some important actions are required before the end of current tax year as well as a number of planning opportunities that will take effect from 6th April 2016. To help you plan; under the various headings below, we have listed just
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With over 90 years of combined experience of financial planning & investing, we consider that it is very difficult and most likely impossible to predict when is the best time to enter or exit the market. The speed at which markets react to news means stock prices have already absorbed the impact of new developments.
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Key considerations for investors: Interest Rates have been so low for so long now although the US Federal Reserve has made the first move by raising rates in December 2016. When will be the next increase? Whilst it is intimated that the UK is someway off the US rises, it could be sooner if the
Read MoreGiven the current theme of global stock market volatility caused largely by the issues that exist in the Far East, we are providing a brief update addressing the current market volatility and the likely effect on your investments. Current Market Volatility There are concerns over market volatility in recent weeks, with the lack of a
Read MoreYou are no doubt starting to see a lot of press regarding the proposed pension legislation and enhancements to ISA investments as we head up to the 6th April 2015. Naturally there are concerns and questions being asked, especially in the media and there are those that feel that the government are looking for short
Read MoreGlobal Stock markets have dipped significantly in the past few weeks as fears over global economies and falling inflation hit shares and drove up bond prices. Reports of the slowdown in growth in the US, disappointment over the health of the economy in Europe, concerns about a slowdown in Asia, as well as the threat
Read More2014 is likely to be a year of transition for both the developed and the emerging world. In the developed economies, there are somewhat tentative signs that economic recovery is gathering pace with monetary policy in the United States becoming less available. This is the so-called tapering process. In the emerging world, by contrast, economic
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