Your ISA options explained

Navigating the available options regarding ISAs can be confusing. With 6 months to go before the end of the tax year, now is a good time to look at whether you should be contributing to an ISA. 

Over time the ISA allowance has increased considerably, but savings rates have dropped.

The Cash ISA & Stocks & Shares ISA allowance is currently £15,240 per person in this tax year, and it’s rising to £20,000 per person from April 2017.  What’s more, to suit your aims and objectives, ISAs can be switched from previous years between Cash and Stocks & Shares options and vice versa.

So there’s never been a better time to review your ISAs and decide whether they are in the right place for your needs. To find out more, download our Guide to ISAs.

Of course, there’s no substitute for taking professional advice. If you wish to take a step in the right direction with planning your finances, please feel to call us on 01626 833225 or email us at [email protected] to find out more or to arrange an initial complimentary meeting.

We can also offer telephone based support as well as more traditional face to face meetings.

Important Information
Please note that the above article does not constitute financial advice. The views and opinions contained herein are those of Loughtons Independent Financial Advisers and may not necessarily represent views expressed or reflected in other economic communications, strategies or funds.

This document is intended to be for information purposes only and it is not intended as promotional material in any respect. The material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. The material is not intended to provide, and should not be relied on for, accounting, legal or tax advice, or investment recommendations. Information herein is believed to be reliable but Loughtons Independent Financial Advisers does not warrant its completeness or accuracy. No responsibility can be accepted for errors of fact or opinion. This does not exclude or restrict any duty or liability that Loughtons Independent Financial Advisers has to its customers under the Financial Services and Markets Act 2000 (as amended from time to time) or any other regulatory system.

Loughtons Independent Financial Advisers is a trading name of JPRS (South West) Limited. JPRS (South West) Limited is authorised and regulated by the Financial Conduct Authority.