When advising clients, we are often asked how state pension deferral works. Whilst the state pension is a complex area, we have provided our interpretation of the current rules surrounding this. Under current legislation, the State Pension does not have to be taken at the State Pension age. It can be deferred indefinitely and taken
Read MoreWhat alternative investments should we be considering in order to keep the value of our monies intact? Is it too late for gold, what about silver, or oil or any other precious commodity? No one seems too keen on keeping their savings in US Dollars either. So what options could we consider in these interesting
Read MoreFinancial Advisers and Planners aren’t all the same. Some financial advisers are focused on selling products. In fact their whole business proposition revolves around selling financial products and their route to being paid is to receive commission for the products sold. That has been a common public perception of financial advisers for many years. Unfortunately,
Read MoreThe Financial Services Authority (FSA) has recently publicised its proposed changes to the way that financial advisers must operate from 31st December 2012. The FSA has been working with firms, advisers, consumer groups and industry experts to improve how investment products and services are recommended to potential investors. This process was called the Retail Distribution
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